Why choose good parrot insurance?

Having a parrot at home is a real joy. However, this rare and intelligent bird requires a lot of care and affection. Are you worried about your wallet? By opting for parrot health insurance, you are sure to protect your pet’s health while saving money. We explain how.

A mutual parrot operates on the mode of contribution. Clearly, you pay a monthly amount to an animal insurance organization and you benefit from the reimbursement of your health expenses according to the chosen formula.

If you own a parrot, regardless of its species (cockatoo, Spix’s macaw, hyacinth macaw, amazon, or African gray), you will always find a suitable formula that can support:

• Consultations with the veterinarian
• Surgery
• Medications
• Medical procedures
• X-rays
• Death and theft in some cases

The parrot is an atypical animal that requires special daily care. It is necessary to take care of his good health, the beauty of his feathers, to feed him, to maintain his cage, but also to talk with him and integrate him into your daily life so that he does not feel isolated.

Health expenses for a parrot can be extremely expensive depending on the species you host. The care of your companion can range from a routine consultation with the veterinarian to long-term therapeutic assistance, in case of chronic disease for example.

Without parrot health insurance, it’s hard to protect your pet without exposing yourself to financial risks. By opting for a rare bird mutual, you benefit from optimal coverage for routine care and specialized care. All this without you having to pay high fees.

A parrot mutual always has several levels of protection, to choose according to the species and the general state of health of your rare bird:

• The economical formula: if your parrot is young and healthy, without real needs, this protection can be interesting at the budget level. In particular, with medical and surgical expenses reimbursed up to about 50%. Be careful though, the parrot is a fragile animal. Opting for this formula may not be ideal for this type of animal.
• The intermediate formula: you are properly reimbursed (70% on average) in the event of an accident and illness. This is the perfect formula if your parrot does not have any particular health problems.
• The optimum formula: you are very well reimbursed thanks to a wide range of guarantees, substantial compensation ceilings, and often no deductible to pay.

The cost of parrot health insurance varies depending on the protection chosen (basic, intermediate, or optimal formula). For low protection, the contribution is between 10 and 13 $ per month. If the reimbursement limit increases, so does the cost of the premium. Count 15 to 20 $ to pay each month for a reimbursement threshold of 70%. As for the high-end offer, the coverage ceiling goes up to 85% for a slightly higher contribution, about 25 $ euros per month.

When it comes to finding your pet insurance, don’t just focus on the price. A cheap rare bird mutual often hides weak protection and lower refunds. Before subscribing, pay attention to the following:

1. The assumption of expenses: it is on it that the amount of your refunds depends.
2. The guarantees: the parrot requires special care, take this into account when choosing if you want good care.
3. Deductibles: the deductible is the amount from which you start to be reimbursed. Be careful, a cheap mutual often includes high deductibles, and therefore a large amount of expense.
4. Reimbursement ceilings: the higher they are, the better the health budget of your parrot.
5. Waiting periods: this is the period of non-compensation from the date of entry into force of the contract. Some insurers provide for very long delays. Be vigilant!
6. Warranty exclusions

Finding parrot insurance that offers a good balance between a controlled budget and maximum protection is not easy. To be sure to find the right formula without wasting time, the easiest way is to use a comparator. This ensures that you save on your healthcare costs in the event of illness or accident.

After filling in the information (your contact details, the name of your bird, its age…), you will be directed to several results corresponding to your profile. The best offers will then be displayed to you with the best guarantees selected by ferrets from our many partners.